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Reformed Finch vs Aplos for church and nonprofit accounting

Aplos is fund accounting software you run yourself. Reformed Finch is a shared back office: the books software plus time tracking, payroll, and people to help, in one membership priced per institution.

The short version

Aplos may fit better if…

You need budgeting and reporting across many dimensions at once — by fund, department, project, and grant.

You want your books in the same suite as a donor CRM and online fundraising pages.

You only need accounting software, and payroll and staff hours are already handled elsewhere.

Reformed Finch may fit better if…

You want a back office purpose built for churches and nonprofits — books, staff hours, and payroll in one place, not just the ledger.

Your treasurer or bookkeeper wants fund accounting with time tracking and payroll in the same membership.

Your books, payroll, and staff hours are spread across volunteers and different tools.

You want the option to hand the bookkeeping and payroll to us entirely.

Side by side

Aplos
Reformed Finch
What it is
Fund accounting software
A shared back office: software plus services
Fund accounting
Yes, on every plan
Yes — Books tracks every gift and expense by fund, on every plan
Payroll
Through a separate Gusto subscription that syncs into Aplos
Run it yourself with the Pay module (Rosefinch), or we run it for you (Goldfinch)
Staff hours, PTO, scheduling
Not on Aplos's plan feature list
Time is included on every plan
Users
2 users on Lite and Core, 3 on Advanced; more on custom plans
Your whole team
Bookkeeping done for you
A separate bookkeeping service, priced by quote
Included in Goldfinch
Expert help
Email and phone support
Rosefinch and up: cross-flock experts and independent statement reconciliation
Price
Lite $79/mo, Core $129/mo, Advanced from $229/mo, Custom by quote
Flight Form free; Greenfinch $74/mo, Rosefinch $249/mo, Goldfinch $599/mo
Trying it first
15-day free trial, no credit card
Free Flight Form assessment, no membership; no credit card at signup
Commitment
Cancel anytime
Greenfinch has no contract term; Rosefinch and Goldfinch are 12 months

Moving from Aplos

Books reads Aplos exports for your chart of accounts, funds, payees, and transactions, so your history comes with you. A Get Started checklist walks your treasurer through each step.

Questions

Is Reformed Finch cheaper than Aplos?

On sticker price they are close: Greenfinch is $74/mo and Aplos Lite is $79/mo. The bigger difference is what is included. Every Reformed Finch plan includes Time for staff hours and PTO, and Rosefinch adds in-house payroll. With Aplos, payroll runs through a separate Gusto subscription.

Does Books do true fund accounting like Aplos?

Yes. Books tracks every gift and expense by fund on every plan, including restricted and designated funds, so you can show your board and donors where designated money went.

Can we bring our Aplos history with us?

Yes. Books reads Aplos exports for your chart of accounts, funds, payees, and transactions.

Aplos details were checked on October 18, 2026 from aplos.com/pricing, aplos.com/partners/gusto, and aplos.com/church-bookkeeping-services. Prices and plans change, so check Aplos's site for current terms.